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Important Note

It is important to note that API ValCover is not designed as a discount facility. Whilst the terms offered will be competitive in each instance, we will not be drawn into providing any advantage to individual Members simply as a means of securing the business.

Members will appreciate discounting and irresponsible underwriting practices in the past have contributed to the demise of a large number of insurance markets. The API ValCover facility is striving for continuity of insurance markets into the future and at the same time offering Members a responsible and sustainable product offering at a competitive pricing.

We also reserve the right to decline a risk due to claims or the applicant’s risk profile.